Individual

Individual Professional Liability (Malpractice)

Professional Liability will protect and represent you if a malpractice claim is filed. When it comes to medical malpractice insurance, you have two coverage choices: Claims-Made or Occurrence. 
Claims-Made or Occurrence policies with limits from $1 Million/$3 Million to $5 Million/$7 Million are available. Coverage can be added to your policy for Botox/dermal fillers procedures as well. 

Occurrence Or Claims-Made Coverage? Jerri explains in this video and tells you why she suggests selecting the occurrence coverage.
Medpro-MDA

Occurrence vs Claims-Made

Occurrence coverage doesn’t end when the policy ends. If someone files a claim against you, your Occurrence policy from the year of the incident will cover you.

Claims-made coverage ends when the policy ends, so you may have to buy tail coverage to stay protected for any claims made against you after the policy ends.

Click for information on occurrence vs claims-made. 

MDIS has coverage specifically for oral surgeons that offers very reasonable prices with many options for limits of coverage. It can cover just you, or it can also cover your corporation.

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Discounts Available

Depending on the carrier, your discounts can vary slightly. Jerri explains in this video.
  • New Graduates
  • MDA Member New Grads, Free 1st Year MedPro Malpractice
  • Moonlighting During Residency
  • Part-time Employment
  • Leave of Absence
  • Claim Free
  • Risk Management

What to Look for in a Malpractice Company/Agent

  • Consent to Settle
  • Occurrence or Claims Made
  • Financial Stability
  • Defense
  • Risk Management
  • Specialized Service
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