Group Health Plans
MDIS offers a variety of group health plans which are available to all full-time employees working 30 or more hours per week. Part-time, seasonal and temporary employees are ineligible. Employers contribute a portion of the employee's premium as a qualification. Participation must consist of two or more full-time eligible employees to form the group. Employees may waive the group coverage if they have creditable coverage through their spouse or have an individual family plan they wish to keep. The group will have to meet other participation requirements if uninsured employees wish to waive the group plan.
Some carriers may waive the contribution and participation requirement throughout the year.
*Open enrollment periods under the Affordable Care Act do not affect group health insurance plans. Employers may establish a group plan or switch carriers anytime throughout the year.