Vacant Building

Vacant Building

Vacant building coverage is important when a business owner sells their practice or retires but needs to maintain building insurance on the property due to the fact no tenants are occupying space in the building. 

  • The standard insurance market typically excludes coverage after 30 days of vacancy.
  • Also, if you own a building but at least 70% of the building is NOT occupied (unless you have received special underwriting approval) you might need a vacant building policy to insure your building adequately.
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