Long Term Care Insurance
Many people mistakenly think that their health
coverage or Medicare will pay for any long term
care services they may need at some point. If you
develop a chronic illness or become disabled and
are unable to care for yourself for an extended
period of time, you will need long term care
services. These services do not come cheap.
Full-time nursing home care averages more than
$60,000 per year and even part-time, in-home care
can cost more then $20,000 annually. At these
rates, you can quickly deplete your life savings.
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