Commercial Flood Coverage

Commercial Flood Coverage

Flood is defined as “flood, surface water, waves, tidal water or the overflow of a body of water, all whether driven by wind or not. This includes spray that results from any of these whether driven by wind or not.” (Basically, almost any water that comes from the outside in.)

Flood coverage is NOT provided on any business owners’ policy, and must be set up separately.

If you are in a flood zone and have a practice loan, it is very likely your bank will require you to carry flood insurance.